Support devices: We cover costs towards the cervical collar, braces, belts etc
Cost of Disposables: Go cashless with in-built coverage for disposable items like buds, gloves, nebulization kits and other consumables during hospitalization
Cost of Kits: We cover cost for delivery kit, orthokit and recovery kit.
Procedure Charges: We cover costs towards gauze, cotton, crepe bandage, surgical tape etc
Aggregate deductible is the amount that you agree to pay before making a claim in a policy year. Get discount up to 50% every year by choosing to pay a little bit.
Online Discount: Get 5% premium discount on the base premium if you buy a health insurance policy online
Family Discount: Get 10% family discount if 2 or more members are covered in a single Optima Secure policy on an individual sum insured basis
Long Term Discount: If premium is paid in advance for 2 or 3 years policy tenure, then you get a premium discount of 7.5% and 10% respectively
Loyalty Discount: Get 2.5% premium discount on the base premium if you have an active retail insurance policy with us, with a premium above ₹2000
Coverage: Choose between wide range of base cover from ₹5 lacs to 2 crores
Policy Options: You can buy individual and family floater options
Tenure: Select policy tenure between 1, 2 and 3 years